Couples often face emotional and financial stress when considering in vitro fertilization (IVF) or other fertility treatments. These costs can fluctuate significantly from case to case, depending on the couple’s medical conditions, the number of treatments required, and even the clinic’s location. Dr. Jacobs believes in honestly and thoroughly reviewing IVF expenses with his Chicago area patients to find a financial solution that can make their dreams of parenthood a reality.
Do not assume you cannot afford IVF. Call Dr. Jacobs today to discuss payment options.
Each couple or patient Dr. Jacobs treats receives a customized treatment plan designed to overcome their unique fertility challenges.
If a patient is considering IVF with ICSI, the cost of one cycle of treatment can consist of the following:
If you require an egg donor or surrogate, additional charges will also include legal fees, agency fees, and in some cases payments to the donors. Recipients must also cover medical costs for surrogates with an insurance rider. Depending on variables such as the woman’s age and the viability of the sperm, success may require additional rounds of treatment.
Illinois law mandates some level of insurance coverage for fertility treatments, which provides a great benefit to our in-state patients. Many states have no such provisions. Still, the coverage is usually not comprehensive. For example, some policies include coverage for fertility drugs and medications, but not assisted reproductive technology. Talk to your insurance company to discuss the details of your infertility coverage under your policy. Dr. Jacobs’ team is highly trained and experienced in helping his patients navigate their insurance policies. Please call our office to speak to our FCI Insurance Specialists.
Do not abandon your dreams of having a baby if you do not have infertility benefits or live in a state that does not mandate full insurance coverage for fertility treatments. Every effort is made to assist our patients in dealing with their financial circumstances. Dr. Jacobs' offices offers several payment options, including a self-pay discount, take out loan through CapexMD.com, HCSloans.com, LendingClub.com or Attain Fertility™ IVF Program (formerly the Integramed Shared Risk® Refund Program).
In addition, we will arrange a meeting or call with the Financial Coordinator for my patients. They will give you all the information about costs/fees, your insurance coverage and medication benefits. Approximately 50% of my couples have no infertility insurance coverage. You will also be given self-pay options, including information about companies, such as CapexMD (www.CapexMD.com ), and Lending Club (lendingclub.com/fertility) that specialize in fertility loans, as well as various ‘shared-risk’ option plans from Attain (www.AttainFertility.com ). For detailed information, visit our FCI website financial section: https://fcionline.com/financial-guidance/financing-options